National Insurance Rebate

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Many people are unaware that you can claim back National Insurance Contributions while working in the UK. This is different from a tax rebate which you can only do when arriving and leaving the UK. A National Insurance Rebate can be claimed at anytime and only needs to be done once (from thereon it is automatically done for you each year).

So what is a National Insurance Rebate?

Much of your National Insurance goes towards the State Second Pension. This is a voluntary scheme and any individual working in the UK can choose to take this money for them self instead. The money can’t be given to you in cash but is rather put into your own personal pension.

For an average person working on a salary of £30,000 the rebate will be around £1,645. For foreigners this is generally a ‘no brainer’ since this rebate will be far more beneficial than expecting to receive a pension from the UK government when you eventually retire and aren’t even living in the country. By doing the rebate you also give yourself far more freedom in the way you can invest the rebate and also the flexibility of possibly transferring it back to your home country.

How do I get further information on this and apply?

Our comprehensive NI website has much of the necessary information and tools that will assist you in this area. You can apply online via the website.

Claim Your NI Rebate Today

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