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Professional indemnity insurance

If you are contracting or working through a limited company, you may have to deal with dissatisied customers who accuse you of "negligence". It is essential to have professional indemnity insurance (PI) to cover your defence costs and any resulting damages awarded against you in case of this eventuality. You may be required to have this cover by an agency or company you work for. Through key partnerships, 1st Contact can provide you with instant cover.

If you offer professional services to clients, you can be expxposed to claims alleging "negligence", particularly if you are working through a limited company.

PI also covers:

  • Loss of data
  • Employee dishonesty
  • Breach of contract resulting from any neglect, error or omission
  • Unintentional breach or infringement or unauthorised use of intellectual property
  • Libel and slander

Please note: PI does not provide cover for third party damage or injury caused as a result of your negligence.

Get comprehensive cover, fast

We are able to offer PI, as well as other insurance policies, to our clients through a partnership with Caunce O’Hara, an award-winning insurance brokerage.

Our policies are comprensive but flexible enough to accommodate your personal needs and requirements.

In addition to PI we offer the following policies:

  • Business Combined – Covers you for business equipment if you trade from home and any injury or damage caused by you at client premises.
  • Personal Accident, Sickness and Travel – Provides financial help should you suffer from an injury or illness and also has the ability to incorporate cover for business and holiday travel worldwide in any one year for you and your family.
  • Legal and Professional Expenses – Provides cover up to £100,000 on any one claim.
  • Contract Review – Comprehensive reviews of IR35 contracts.
  • Health and Safety – We assist you to meet health and safety legislation by providing a full policy statement, which can be personally tailored to your company.
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